Privacy Policy

Last updated: June 2026

1. Who we are

IPTW (International Property & Tax Wealth) is a professional services consultancy specialising in Spanish residency, tax optimisation, and property. Our website is www.iptw.co.uk. For data protection queries, contact us at info@iptw.co.uk.

2. What data we collect

We collect personal data in the following situations:

• Contact form: name, email address, phone number, and your message when you submit an enquiry.
• Spain Readiness Quiz (scorecard): name, email, phone, country of residence, income and asset bands, income sources, reason for moving, target timeline, whether you currently use a financial adviser, awareness of the Beckham Law, and how you heard about us. You also provide explicit GDPR consent before submitting.
• Tax Calculator: the calculator processes slider inputs (income, wealth, estate values) entirely in your browser. No input values are transmitted to our servers unless you choose to submit an enquiry.
• Cookies & analytics: see Section 4 below.

3. How we use your data

• To respond to your enquiry or send you the personalised tax strategy report you requested.
• To assess your Spain readiness and tailor our initial consultation.
• To improve our website and understand how visitors interact with our tools (analytics, only on consent).
• We do not use your data for automated decision-making or profiling.

4. Cookies and analytics

We use a cookie consent banner on our website. No tracking cookies are set until you click Accept.

• If you Accept: we load Google Analytics 4 (GA4), which uses cookies to collect anonymised information about how you use our site (pages visited, time spent, approximate location). Google may process this data in the United States under Standard Contractual Clauses. See Google's Privacy Policy.
• If you Decline: no tracking cookies are set and GA4 is not loaded. A single item is saved to your browser's localStorage to remember your preference so we don't re-ask.
• Strictly necessary: we store your cookie consent choice in localStorage. This is not a cookie and does not track you.

To withdraw consent, clear your browser's site data for this domain and reload the page. The banner will re-appear.

5. Third-party processors

• Netlify: our website is hosted on Netlify, which processes contact form submissions. Netlify is GDPR-compliant. See Netlify's Privacy Policy.
• Zapier: scorecard and calculator enquiries are forwarded via Zapier webhooks to our internal CRM. Zapier processes data in the United States under Standard Contractual Clauses. See Zapier's Privacy Policy.
• Google Analytics 4: only loaded on consent (see Section 4).

We do not share your personal data with any other third parties without your explicit consent, except where required by law.

6. Legal basis for processing

• Contract / pre-contractual steps: processing your enquiry and providing a consultation (Article 6(1)(b) GDPR).
• Consent: analytics cookies and scorecard submission (Article 6(1)(a) GDPR). You may withdraw consent at any time.
• Legitimate interests: improving our website and services (Article 6(1)(f) GDPR), balanced against your privacy rights.

7. Data retention

Enquiry and scorecard data is retained for up to 3 years from last contact, or until you request deletion. Analytics data follows Google's standard 14-month retention period.

8. Your rights

Under UK/EU GDPR you have the right to:

• Access the personal data we hold about you.
• Request correction of inaccurate data.
• Request erasure ("right to be forgotten").
• Restrict or object to processing.
• Data portability (receive your data in a machine-readable format).
• Withdraw consent at any time without affecting the lawfulness of prior processing.
• Lodge a complaint with the ICO (UK): ico.org.uk or your local supervisory authority.

To exercise any right, email info@iptw.co.uk. We will respond within 30 days.

9. Data security

We use HTTPS across our site and rely on Netlify's infrastructure security. Zapier connections use encrypted HTTPS webhooks. We do not store card or payment details.

10. Changes to this policy

We may update this policy from time to time. The "Last updated" date at the top will reflect any changes. Continued use of our site after an update constitutes acceptance of the revised policy.

11. Contact

For any privacy-related questions or to exercise your rights, contact us at info@iptw.co.uk or write to IPTW, Barcelona, Spain.